While I do daily searches on this hot topic, it seems it's fizzling out pretty fast on the major travel forums and press.

What am I talking about? Well recently Cuba announced that anyone entering their country as a tourist and other means I will not talk about here, it's now mandatory that you carry travel medical insurance coverage prior to entering Cuba!

Over the past couple of months the Cuban Government issued a list of authorized travel insurance providers, and to my current knowledge, if your insurance company is not on their list, it will not be valid.

What Happens If My Travel Insurance Coverage Is Not On Cuba's List?

If your preferred travel insurer is not on the list, then you do have the options to purchase any of the white listed insurance companies, or you can opt to purchase medical insurance in the airport the moment you arrive in Cuba. However, we hope to have more information and details on the cost and coverage they will be offering, because at this time it seems to be somewhat vague.

Will This Impact Tourism To Cuba From Confused Angry Canadians?

There's no question that as each Canadian listens to this controversial story, no one really understands the true nature behind it! As a travel professional I have been selling my clients travel medical insurance to all destinations outside Canada, including Cuba, and have always expressed the importance of this coverage when visiting countries outside of Canada.

To my knowledge, I was not aware that Cuba's medical services were being offered to foreign travellers for free, and in my opinion, I don't know of any country that would be able to do such a service without losing a ton of money in the process.

The question on my mind and I'm sure on many others throughout the travel industry will be; how is this going to impact tourism to Cuba? My guess is for travellers that love to visit Cuba year after year this is not going to affect them. But for vacationers that are planning to get away next winter may re-think going to Cuba and may select another vacation spot, such as the Dominican, Mexico, and Jamaica to name only a few.

I'm thinking anyone that's undecided and had Cuba on their list, will be looking at the pro's and con's. I would be almost certain any traveller that snubbed or made an effort to rebel against medical coverage this would be a major deciding factor for them.

Let's Get To The Real Issue At Hand About Travel Insurance!

You see, in my opinion it doesn't matter to me whether a country such as Cuba issues a mandatory statement to carry medical insurance or not. I have been telling my clients for years that travel medical along with sufficient cancellation & interruption coverage is crucial for anyone travelling outside of their country.

It's not just about the country you're visiting! I love to give people true scenarios and occurrences that paint the reality of what could happen at any moment during or after a vacation.

One example I talk about with passion is when a traveller decides to visit a Caribbean Island, and we will use Cuba. Let's say you made the choice to not purchase a preferred Canadian travel medical policy and decided to go with Cuba's local coverage.

Now you're having a great time in Cuba, and then all of a sudden you start feeling extremely sharp pains. You contact the insurance company from the policy you just purchased, and you pray that the person on the other end speaks English. Okay they do speak English and the next step they recommend make arrangements to get you to the nearest Cuban hospital.

After all the tests are done, they claim it's your appendix and it has serious damage. The hospital provides you medication and sends you on your way.

Let's fast forward. You were extremely happy that you purchased the Cuban medical coverage, and your tests and medication was covered. Your trip is over and you're about to board the plane to arrive back into Canada.

Here's Where The Proper Travel Insurance Coverage Makes A Difference!

You're sitting on the plane thinking about your close call at the Cuban hospital, and feeling very lucky with your choice. Then all of a sudden, you start getting extremely jolting pains that feel that someone knifed you repeatedly.

At this very moment the pain is so excruciating that you yell for the flight attendant to help you, and at that moment the pain is so bad that you are virtually passing out. Good thing the flight attendant is recognizing your signs, and realizes that you may have experienced a burst appendix.

Having to make a quick decision, the pilots flying the charter flight back to Canada announce that due to the serious nature of the situation, they're going to have to land in the closest available city, guess where?

You guessed it! These pilots now have to land in the closest city which happens to be the United States. Wow, who would have expected this to happen? Probably no one, yet this is an occurrence that has happened before, and can easily happen again.

The fact that you're now admitted to a United States hospital changes everything. Does the Cuban medical coverage provide protection anywhere outside your country, more than likely not. Do you now have medical insurance to cover your surgery costs and the days you may need to recover in the U.S. hospital, nope!

With no medical insurance coverage, you will now be responsible for paying full medical costs, less what your province of residence may or may not cover. Less than 30% off the top of my head, and of course there will be restrictions to what is covered.

Let's say you were in the hospital for 4 days, which includes the surgery. Do the math, because to knowledge some hospitals in the United States charge somewhere between $2000 per day and up, and that doesn't include the surgery costs. I'm thinking that before you walk out the hospital door, your bill is going to humongous!

The moral of the story here is that no matter if a destination country now requires mandatory medical insurance or not, it's always in your best interest to find the best coverage that not only will protect you at the destination you're visiting, but also anywhere in the world, just in case something unexpected happens that's totally out of your control.

As you can see in my example, you made the smart choice to purchase the Cuban medical coverage, but was it the smartest choice? I leave that up to you to decide.

Remember, we offer the best coverage in the travel industry to date, and guess what? It's on the Cuban approval list!

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One might think that the life of an insurance claims handler, it could be quite boring to be a mistake. After this rather dusty and opaque exterior beats the heart of a career at times very interesting. Joking aside, the insurance industry has its own fun, and if you know where you can search to find loans with a surprising amount of hilarity.

Take the story of digital radio, which was a "jump" into the pond. I camehistory, while for this book and found it very funny. Photos of the scene, a happy and warm summer day, the radio in the vicinity and all of a sudden "Splash". He invented the radio in a cooling pond, you ask? Not entirely. It 'was during the course of conversation, the consultant maintains that the nephew of the policyholder had decided to fish in the pond, was found missing on the music. Would not it be nice to share with them? OhDear ....

While reading this story I find another retail Labrador, which seems to have a predilection for modern art. You can guess where "leaders", if you pardon the pun. Well, that homeowners were unhappy, their predilection for modern art, put to the test when they return home. Then they found their dog is dipped his tail in a tray of white and went to shake it all on the carpet, sofas, walls and so on.

If youvictim of this type of "accident" I would recommend that you have a home insurance, trust me, you need it.

I thought it was an excursion into the world of car insurance claims to see, as well as funny stories of what might be found there too. Well, I certainly was not disappointed. I gave a list of some of the strangest statements by applicants, here are a couple, a customer come into conflict with one cow and asked, "what alarmthere with you? "Responses to the customer," my ass. "When asked what he had raised the alarm on the other hand, he replied," Moo. "Make you try to keep the conversation which, according to the most important.

As for the claimant, who gave the following description of the events, "I moved from the side of the road, I saw my mother-in-law and headed over the embankment." Somehow I doubt that it has become clear how funny that sounded at that moment.

Since my last comment I want to tell youThe Lord of the bell of their claims, travel insurance for a camera stolen. A normal and serious happens, you may think, and not one with an example of a funny or strange credit should be granted. The fact is that you did not ask who or what was "on the camera. The answer is more unusual than you might think. There was herding his own company, which would have been during the visit to Gibraltar, when a monkey (I suspicion that he molested a monkey), andfrom stealing his camera. Even the hardest supports the consultant would not have trouble finding it funny.

So you, next time if you have insurance of any kind of recall that you could find a day to be fishing for a radio or in front of a monkey on your things and relax, knowing that They argue, however, is strange to be covered.

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One might think that the life of an insurance claims handler, it could be quite boring to be a mistake. After this rather dusty and opaque exterior beats the heart of a career at times very interesting. Joking aside, the insurance industry has its own fun, and if you know where you can search to find loans with a surprising amount of hilarity.

Take the story of digital radio, which was a "jump" into the pond. I camehistory, while for this book and found it very funny. Photos of the scene, a happy and warm summer day, the radio in the vicinity and all of a sudden "Splash". He invented the radio in a cooling pond, you ask? Not entirely. It 'was during the course of conversation, the consultant maintains that the nephew of the policyholder had decided to fish in the pond, was found missing on the music. Would not it be nice to share with them? OhDear ....

While reading this story I find another retail Labrador, which seems to have a predilection for modern art. You can guess where "leaders", if you pardon the pun. Well, that homeowners were unhappy, their predilection for modern art, put to the test when they return home. Then they found their dog is dipped his tail in a tray of white and went to shake it all on the carpet, sofas, walls and so on.

If youvictim of this type of "accident" I would recommend that you have a home insurance, trust me, you need it.

I thought it was an excursion into the world of car insurance claims to see, as well as funny stories of what might be found there too. Well, I certainly was not disappointed. I gave a list of some of the strangest statements by applicants, here are a couple, a customer come into conflict with one cow and asked, "what alarmthere with you? "Responses to the customer," my ass. "When asked what he had raised the alarm on the other hand, he replied," Moo. "Make you try to keep the conversation which, according to the most important.

As for the claimant, who gave the following description of the events, "I moved from the side of the road, I saw my mother-in-law and headed over the embankment." Somehow I doubt that it has become clear how funny that sounded at that moment.

Since my last comment I want to tell youThe Lord of the bell of their claims, travel insurance for a camera stolen. A normal and serious happens, you may think, and not one with an example of a funny or strange credit should be granted. The fact is that you did not ask who or what was "on the camera. The answer is more unusual than you might think. There was herding his own company, which would have been during the visit to Gibraltar, when a monkey (I suspicion that he molested a monkey), andfrom stealing his camera. Even the hardest supports the consultant would not have trouble finding it funny.

So you, next time if you have insurance of any kind of recall that you could find a day to be fishing for a radio or in front of a monkey on your things and relax, knowing that They argue, however, is strange to be covered.

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I said and I'll say it again - working in insurance travel discounts you did hear some pretty bizarre policies and claims. But of course, is to have travel insurance only scratch the surface a lot, and indeed other areas of insurance, insurance companies even more strange - and sometimes it is society and not people with the decisions of strange!

Football Fever

During the last World Cup, racing passionshigher insurance, and strange followed them. ran a Dutch insurance company SEZ policy offers companies in the Netherlands to protect against officers "pulling Sick" in the days around a big game for the national team. The company would be money for the first two days of illness, if an employee has been absent from work during the days around large parts of Holland.

But it was not just overseas, the fever has dominated the World Cup of foreign insurancePolitics. On these shores, took Paul Hucker from Ipswich well thought £ 1,000,000 insurance against England at the beginning of the competition. British Insurance has offered £ 105 policy, which pay a sum of seven, when England was eliminated in the first round if 5 sports commentators thought the early exit, and when Mr. Hucker could be the medical evidence would have serious psychological trauma ! Finally, Mr Hucker was disappointed - both withEngland and the insurance company later moved to odd Portugal in the quarterfinals.

Bizarre Car Insurance

Auto policy to bring their shares of the insurance scenarios too funny. For example, in Denmark, the Danish Automobile Association two systems to protect the driver of fines - speeding up insurance, the driver for a maximum of four crimes is expanded, with a total thickness of 900 pounds (90 pounds per year) or insurance to cover parking ticketfour tickets, or £ 182 worth of fines for £ 36 a year. Not surprisingly, the Danish Council for Traffic Safety less happy these foreign insurance, and believed, make them less daunting fines for any reason.

There are some heart warming scenarios behind the cynicism, if - in Belgium, a car insurance premium of one of its customers with a greatly reduced thanks to 80 years of accident free driving! 100 years, still drives Cyriel DelacauwDaily life and that another 10 years even more - if ever 25-mile per hour!

The winners, with the nose

Lloyds of London insurance specifically for the strange nose - the assessment to £ 3900000! Nose is not all that much, but this unusual insurance package designed specifically for wineries Ilja Gort of Bordeaux Chateau de la Garde, and cover him against the loss of both his nose and his sense of smell. He described the nose as "hismost important asset "and stressed that the tongue pick up only five areas of taste, in contrast to the nose, which can be millions of different scents.

Dear Sex Insurance Cost

Not so much an insurance policy, unusual, like an interesting stat. According to a survey commissioned by Ann Summers, the cause of British £ 350,000,000 worth of damage caused by sex energetic year! As paid with the insurance? Well, who thinks the bill10% of the courage to make insurance claims after breaking odd article?

And damage to objects such as lamps, beds, curtains torn cases, 41% of men have suffered carpet burns, pulled back 33% and 12% twisted their ankle or wrist. Eye wateringly most of all, the 10 in the list of the injured had broken bones sex ... strain the brain!

When distraction can cost EUR 180,000

We all have a situation where we forgot to take something with us whenWe left it somewhere, but you would with a paper value of £ 180,000 thought it was a bit 'more careful! Not so, Robert Napier of Wiltshire, where he failed last month, a violin from the 17th Century, the train back from London - where he had an appreciation of antiquity was to leave!

Allianz Insurance Company have offered a reward of £ 10,000 for the safe return of this article - which was, after an exhaustive search of the car missing, said the next stop.

... And this is the stuffappears only in the news. Imagine the odd package of insurance that are not news!

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